Akulaku is a platform that provides installment loan services to users in Southeast Asian countries.

Features #

Integration Method #

Payment method enumeration values: akulaku

There is integration method for Akulaku

1. Direct API
2. Checkout

Direct API #

How to integration #

For direct API integration, you can create a PaymentIntent and get url in only one step. The following is the demo of creating payment intent:

Create a PaymentIntent

A PaymentIntent is an object that represents your intent to collect payment from your customer and tracks the lifecycle of the payment process. Create a PaymentIntent on your server and specify the amount to collect and a supported currency. If you have an existing Payment Intents integration, add akulaku to the list of payment method types.

Request

{
    "amount":200,
    "currency":"IDR",
    "confirm":true,
    "payment_method_options":{
        "akulaku":{
            "terminal_type":"WEB"
        }
    },
    "payment_method_types":[
        "akulaku"
    ],
    "return_url":"https://wooshpay.com"
}

Response

{
    "id": "pi_1680915072676790272",
    "object": "payment_intent",
    "created": 1689596358000,
    "livemode": true,
    "currency": "IDR",
    "amount": 200,
    "status": "requires_payment_method",
    "client_secret": "pi_1680915072676790272_secret_xZI3hEn7rWXB8nS73IqqbQ5h",
    "payment_method_types": [
        "akulaku"
    ],
    "confirmation_method": "automatic",
    "payment_method_options": {
        "akulaku": {
            "terminal_type": "WEB"
        }
    },
    "return_url": "https://wooshpay.com",
    "capture_method": "automatic"
}

Checkout #

Payment flow #

1. Customer selects Akulaku from the list of payment methods available and clicks on the Pay botton

2. Customers will be redirected to Akulaku’s page. Scan QR and approve the payment

Create a seesion #

Request Create a Session

{
    "cancel_url": "www.wooshpay.com",
    "mode": "payment",
    "success_url": "https://wooshpay.com/",
    "payment_method_options": {
        "akulaku": {
            "terminal_type": "WEB"
        }
    },
    "payment_method_types": [
        "akulaku"
    ],
    "line_items": [
        {
            "price_data": {
                "currency": "IDR",
                "unit_amount": 2000,
                "product_data": {
                    "name": "apple"
                },
                "billing_scheme": "testscheme",
                "lookup_key": "test_lookup_key"
            },
            "quantity": 1
        }
    ]
}

Response

{
    "id": "cs_1680914308084531200",
    "object": "checkout.session",
    "created": 1689596176000,
    "livemode": true,
    "currency": "IDR",
    "customer": "",
    "mode": "payment",
    "status": "open",
    "url": "https://checkout.wooshpay.com/pay/cs_1680914308084531200?key=pk_live_NTE2Njg0OTM2Nzc3ODc0ODQxNjAxOmRoQTJNdTJSQnBUMVA4bHpjWkY4eG9IcjE2ODY2MzQ4NjY1ODQ",
    "cancel_url": "www.wooshpay.com",
    "line_items": {
        "object": "list",
        "data": [
            {
                "id": "li_1680914308118085632",
                "object": "item",
                "currency": "IDR",
                "description": "apple",
                "price": {
                    "id": "price_1680914308134862848",
                    "object": "price",
                    "created": 1689596176000,
                    "livemode": true,
                    "active": false,
                    "currency": "IDR",
                    "product": {
                        "id": "prod_1680914308151640064",
                        "object": "product",
                        "created": 1689596176000,
                        "livemode": true,
                        "active": false,
                        "name": "apple",
                        "updated": 1689596176000
                    },
                    "type": "one_time",
                    "unit_amount": 2000,
                    "billing_scheme": "per_unit",
                    "lookup_key": "test_lookup_key"
                },
                "quantity": 1,
                "amount_subtotal": 2000,
                "amount_total": 2000
            }
        ]
    },
    "payment_intent": "pi_1680914308331995136",
    "payment_method_types": [
        "akulaku"
    ],
    "payment_status": "unpaid",
    "success_url": "https://wooshpay.com/",
    "amount_subtotal": 2000,
    "amount_total": 2000,
    "billing_address_collection": "auto",
    "expires_at": 1689682575585,
    "payment_link": "",
    "client_secret": "pi_1680914308331995136_secret_1NvXV9SuDNyGdKaghRON3mbF"
}

Next step #

You can add more features to your integration as needed

Create a Webhook #

Listen to events on your WooshPay account so your integration can automatically trigger reactions. Create a webhook that mainly focuses on enabled_events and url.

Create a Refund #

Create a refund to repay funds to your customer. You can also perform partial refunds, but not every payment method supports them. A partial refund is when you refund only part of the original transaction amount.